01
Non-resident members have no coverage at the house
The damage waiver covers residents. Members living off-campus are left unprotected when they're at the chapter house.
02
Parents end up filing on homeowners policies
Without a member-specific solution, families absorb losses through their own insurance, raising their rates and creating resentment.
03
There's no easy way to fix it
Most organizations don't know a member-funded solution exists. The gap stays open because no one knows to close it.
The problem
HOW IT WORKS
01
Enrollment via member list
Non-resident members are enrolled with a simple info exchange: names and addresses. No complex setup.
02
Members pay the program fee
No organizational expense. A monthly margin comes back to the chapter.
03
Coverage follows the member
Protection applies at the chapter house, on campus, or anywhere in the United States.
01
Non-resident members have no coverage at the house
The damage waiver covers residents. Members living off-campus are left unprotected when they're at the chapter house.
02
Parents end up filing on homeowners policies
Without a member-specific solution, families absorb losses through their own insurance, raising their rates and creating resentment.
03
There's no easy way to fix it
Most organizations don't know a member-funded solution exists. The gap stays open because no one knows to close it.