

A damage waiver provides the consistency renter’s insurance can’t.
Renter’s insurance is inconsistent and difficult to enforce, creating coverage gaps and unnecessary risk for housing corporations and boards.
Fraternity Matters replaces resident policies with one building-wide damage waiver—automatic, compliant, and designed specifically for fraternity housing.
Less oversight. Less risk. New revenue with no added cost to the organization.

How our damage waiver program works.
1: Eliminates coverage gaps
One building-wide damage waiver replaces individual renter’s insurance, ensuring consistent protection.
2: Provides first-line damage coverage
Covers resident-caused damage before your P&C policy is touched, helping control premiums over time.
3: Reduces administrative cost
No policy tracking, renewals, or enforcement by boards or volunteers.
4: Avoids deductible exposure
Damage is handled through the waiver, reducing out-of-pocket repair costs.
5: Generates recurring revenue
The program is member-paid, creating monthly revenue with zero cost to the organization.

Personal Property Protection for Members
The damage waiver protects the house. Personal Property Protection covers what members bring into it.
For members living off-campus or out-of-house, this program covers personal belongings up to $10,000 anywhere in the United States. Like the damage waiver, it's member-funded with zero cost to the organization.







