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The Fraternal
Protection Program

Protect your property. Cover the members. Generate revenue.
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A damage waiver provides the consistency renter’s insurance can’t.

Renter’s insurance is inconsistent and difficult to enforce, creating coverage gaps and unnecessary risk for housing corporations and boards.

Fraternity Matters replaces resident policies with one building-wide damage waiver—automatic, compliant, and designed specifically for fraternity housing.

Less oversight. Less risk. New revenue with no added cost to the organization.

How our damage waiver program works.

1: Eliminates coverage gaps

One building-wide damage waiver replaces individual renter’s insurance, ensuring consistent protection.

2: Provides first-line damage coverage

Covers resident-caused damage before your P&C policy is touched, helping control premiums over time.

3: Reduces administrative cost

No policy tracking, renewals, or enforcement by boards or volunteers.

4: Avoids deductible exposure

Damage is handled through the waiver, reducing out-of-pocket repair costs.

5: Generates recurring revenue

The program is member-paid, creating monthly revenue with zero cost to the organization.

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Personal Property Protection for Members

The damage waiver protects the house. Personal Property Protection covers what members bring into it.

For members living off-campus or out-of-house, this program covers personal belongings up to $10,000 anywhere in the United States. Like the damage waiver, it's member-funded with zero cost to the organization.

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Why it's used

  • Member-paid program with no organizational expense

  • Up to $100,000 in damage coverage per house and up to $10,000 for each member's personal belongings

  • Reduced reliance on P&C insurance

  • Improved parent and member experience

Who it's for

The Fraternal Protection Program is designed for organizations responsible for managing and protecting fraternity housing, including:

  • Alumni boards

  • Housing corporations

  • Fraternity-owned or managed chapter houses

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